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We help you navigate the maze of bankruptcy laws to more effectively quickly get you back on your feet. Please click on our Bankruptcy Questionnaire to see if you should consider bankruptcy.


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Wrisinger Law Firm is a federally designated debt relief agency. 

Wrisinger Law Firm helps people seek bankruptcy protection when appropriate and only after consultation.

Stop Foreclosure and Repossessions

Bankruptcy provides for an automatic stay, which halts all collection efforts including foreclosure sales. Upon notification of a bankruptcy filing, mortgage creditors are REQUIRED to remove a scheduled foreclosure sale from the foreclosure docket

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Chapter 7 Bankruptcy

The biggest advantage of filing under Chapter 7 is that you can get a fresh start in your financial life within 4 to 6 months. Under this chapter, it is possible to liquidate all your unsecured debt - such as credit card bills, signature loans, payday loans and medical bills - where you have not given any collateral.

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Chapter 13 Bankruptcy

This chapter of bankruptcy allows the Debtor to keep property that has delinquent payments. Filing under this chapter will help you save your assets from falling into your creditor’s hands. Once you file for bankruptcy under Chapter 13, your creditors will no longer be able to contact you at your home or office in an effort to collect.

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Bankruptcy Myths

You know all those bad things you’ve always heard about Bankruptcy? Most of them are FALSE and I can prove it to you. Read more to find out about the Top 15 Myths About Bankruptcy that your
creditors don’t want you to know.

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Disclaimer

This web site is purely a public resource of general information which is intended, but not promised or guaranteed, to be correct, complete and up-to-date.  However, this website is not intended to be a source of advertising, solicitation, or legal advice.

 

The user should not consider this information to be an invitation for an attorney-client relationship.  Moreover, any reader who sends an e-mail to the owner of this website must realize that this unilateral action, and any reply thereto, do not, in and of themselves, create an attorney-client relationship. 

Furthermore, the owner of this website does not wish to represent anyone desiring representation based upon viewing this website in any jurisdiction where this website fails to comply with all laws and ethical rules of that state or country.  In addition, the use of Internet e-mail for confidential or sensitive information is discouraged.

This website and its contents are intended to provide an overview of certain services provided by The Wrisinger Law Firm to its clients, and shall not serve as a solicitation for services in any jurisdiction where prohibited by law.  This website is not intended to be used as a substitute for legal advice. 

Materials on this website may only be reproduced in their entirety (without modification) for the individual reader's personal and/or educational use and must include this notice.

Tracy Marvel Wrisinger is admitted to practice in the States of Missouri and Texas and often works with attorneys in other states and countries.


CLIENT COMMUNICATIONS POLICY

The Wrisinger Law Firm uses the following methods to communicate directly with clients: telephone, fax, letter, email, and voice mail.  In addition, when out of the office, our attorneys are able to communicate with the office though text messaging, wireless email, and cellular phone.  Our desire is to make it as convenient as possible to respond to our clients’ needs and concerns in a timely manner.  Mrs. Wrisinger would love to be available to personally receive every client call.  Unfortunately, because of appointments, seminars, and court appearances outside the office, client appointments inside the office, and the solitary time required to perform important client work, Mrs. Wrisinger is not always available to personally respond when clients call.  However, our well-trained staff is able to handle most routine matters and inquiries, and for those matters requiring an attorney, Mrs. Wrisinger tries to return all client calls on the same business day or the following day.  Usually, a Wrisinger Law Firm staff member will be able to address your concerns and provide the information you request.  Feel free to discuss your concerns with any of the staff at The Wrisinger Law Firm.  Your call will always be held in the strictest confidence.  Our team members will do their best to assist you.  If your call requires an attorney, your message will be passed on to Mrs. Wrisinger for a prompt reply.  

E-MAIL

The Wrisinger Law Firm uses e-mail to correspond with clients who prefer to use e-mail.  Someone from the firm will respond to all e-mails within 24 hours.  However, we may not be able to answer your question within those 24 hours, especially if it requires some research.  For those matters not billed as flat fees, all e-mails will be billed the same as phone calls.  E-mail is checked at least twice each day, once at the beginning of the day, and once at the end of the day.  E-mail and fax communications are treated with no more urgency than other communication methods.  The Wrisinger Law Firm will not send any confidential information via e-mail.  Although every effort is made to ensure electronic privacy, we suggest that clients not send any questions that may be sensitive or confidential via e-mail.

VOICE MAIL

Voice mail is checked throughout the day.  If your call is answered by voice mail during normal business hours of 8:30 a.m. to 12:00 p.m. or 1:00 p.m. to 5:00 p.m., chances are that all lines were busy and a staff member will return your call within the hour.  Our staff is generally at lunch between the hours of 12:00 p.m. and 1:00 p.m., and promptly checks messages upon their return. 

URGENT COMMUNICATION

The Wrisinger Law Firm will never use e-mail for urgent communication, and we ask that you not use e-mail for any urgent communications, as we cannot ensure that it will be received timely.  If you need to contact us or get important information to us immediately, contact us by phone.

TIMELINESS

For those calls requiring action by an attorney, Tracy Wrisinger will make every effort to return your call on the same day after 4:30 p.m.  However, there are times, often due to urgent client matters, when Mrs. Wrisinger is unable to respond that quickly.  The staff will do their best to inform you of these times.  Please be patient and know that some client matters require uninterrupted and continuous attention, and Mrs. Wrisinger will occasionally be unavailable for extended periods while handling such matters, just as she will be unavailable to other clients when he is handling your important matters.  We appreciate your understanding when such times arise.

CLIENTS

This policy applies only to those who have retained the services of The Wrisinger Law Firm.  Communications of prospective clients and those making general firm inquiries should not expect to be contacted on the same day, and will be responded to only when we are able to do so.

Policy updated July 9, 2009.


PRIVACY POLICY

At The Wrisinger Law Firm, we are committed to the privacy of every client. We recognize that our clients entrust important personal information to us, and we take seriously our responsibility to protect and safeguard this information.  Our long-standing privacy policies and practices are described below.

What Type of Nonpublic Personal Information Do We Collect?

The nonpublic personal information that we collect relating to individual clients will vary with the purpose and scope of our representation. When we advise a client on personal financial matters, the information we collect will include:

For example, for estate or succession planning, we will typically collect all relevant personal information, including information about our client's personal assets, goals and preferences. 

What Type of Information Might We Disclose, and To Whom?

As attorneys, we adhere to our professional duty to keep confidential all nonpublic personal information relating to a client's representation. We do not disclose personal information about any current or former client except as required or permitted by law. We may disclose personal information if necessary to carry out, administer or enforce a transaction that our client has requested or authorized us to perform; in that connection, we may make such disclosures to:

How Do We Protect the Security & Confidentiality of Client Information?

Within our firm, we retain records relating to our professional services, accessible to our staff, to assist us in effectively representing you and, in some cases, to administer our business or to comply with professional standards. We maintain physical, electronic, and procedural safeguards for your personal nonpublic information that comply with our professional standards. If you have further questions regarding the confidentiality of your personal information, please contact Tracy Wrisinger at 816-251-4624 or tracy@wrisingerlaw.com

Policy updated July 9, 2009.

 
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