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Bankruptcy...

We help you navigate the maze of bankruptcy laws to more effectively quickly get you back on your feet. Please click on our Bankruptcy Questionnaire to see if you should consider bankruptcy.


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Wrisinger Law Firm is a federally designated debt relief agency. 

Wrisinger Law Firm helps people seek bankruptcy protection when appropriate and only after consultation.

Stop Foreclosure and Repossessions

Bankruptcy provides for an automatic stay, which halts all collection efforts including foreclosure sales. Upon notification of a bankruptcy filing, mortgage creditors are REQUIRED to remove a scheduled foreclosure sale from the foreclosure docket

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Chapter 7 Bankruptcy

The biggest advantage of filing under Chapter 7 is that you can get a fresh start in your financial life within 4 to 6 months. Under this chapter, it is possible to liquidate all your unsecured debt - such as credit card bills, signature loans, payday loans and medical bills - where you have not given any collateral.

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Chapter 13 Bankruptcy

This chapter of bankruptcy allows the Debtor to keep property that has delinquent payments. Filing under this chapter will help you save your assets from falling into your creditor’s hands. Once you file for bankruptcy under Chapter 13, your creditors will no longer be able to contact you at your home or office in an effort to collect.

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Bankruptcy Myths

You know all those bad things you’ve always heard about Bankruptcy? Most of them are FALSE and I can prove it to you. Read more to find out about the Top 15 Myths About Bankruptcy that your
creditors don’t want you to know.

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What is foreclosure?

Foreclosure is a legal proceeding in which a creditor pursues legal action to take property that they have loaned money against that the debtor has defaulted on their obligation to make payments. 

The legal process for foreclosure varies from state to state.  There are two types of foreclosures, judicial and non-judicial.  A judicial foreclosure involves a lawsuit to take possession of the property, which can take several months to complete.  States that subscribe to a non-judicial foreclosure can complete the process after a mortgage note is defaulted and accelerated by the lender.  After the lender has met the statutory requirements to file a notice of foreclosure, the foreclosure process can be completed in as little as thirty days.  Missouri is a non-judicial foreclosure state, which means that Missouri residents can lose their homes to foreclosure much faster than residents of other states. 

 
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